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    revved-up rates

    This Houston neighborhood drives up the highest car insurance rates in Texas

    Eileen Falkenberg-Hull, AutomotiveMap
    Feb 9, 2021 | 9:05 am
    houston traffic highway
    Surprise! Houston boasts the highest auto insurance rates in the state.
    Photo by DenisTangneyJr/Getty Images

    Houstonians who suspect they're paying higher-than-average car insurance bills aren't wrong, a new study shows.

    While auto insurance rates have fallen nationally for the first time since 2013, Houston — and Texas — haven't been so lucky. Texas is one of the few states where rates have actually increased year-over-year for 2021, according to a new report by TheZebra.com.

    The company's fifth annual national study explored 83 million car insurance premiums across every zip code in the U.S. as impacted by common variables such as driver age, gender, driving record, financial behaviors, and the cars themselves.

    Rates in Texas top the national average, far exceeding it in some major cities. In Houston, the average annual cost for car insurance is $1,598. Dallas-Fort Worth is close behind with $1,506. Rates for Austin and San Antonio are below the state average of $1,498 annually, coming in at $1,465 and $1,477 respectively.

    Aldine, just north of Houston, has the highest car insurance rates in the state, averaging $1,852 per year.

    "Despite a drop in driving with COVID-19 related lockdowns, Houston car insurance rates defied the trend and rose more than five percent," said Nicole Beck, licensed insurance agent and Head of Communications at The Zebra. "Flash flooding and an increase in risky driving behavior could be the culprit. An increase in claims in Houston means an increase in insurance rates for all. Drivers should continue to be safe behind the wheel and protect their vehicles from snow and other hazards to prevent individual rates from rising."

    Elsewhere in the Lone Star State, Langtry, Texas, which sits near where the Pecos River meets the Rio Grande, has the lowest rate, just $1,281 annually. Other low-cost areas for insurance include Kenney, Edna, Port O'Connor, Alleyton, and Chappell Hill, all cities that are west of Houston but east of Austin.

    Texas is near the top when it comes to annual car insurance costs though the state average of $1,498 is not nearly as high as it is in the three most expensive states for car insurance: Louisiana ($2,304), Florida ($2,324), and Michigan ($2,535).

    ---

    This article originally appeared on our sister site, AutomotiveMap.

    transportationliststrends
    news/city-life

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    tapping into safety

    Bike trail connecting EaDo and Third Ward shines with new lights

    Jef Rouner
    Jun 1, 2026 | 6:01 pm
    Lights along the Columbia Tap Trail.
    Photo by Daniel Ortiz
    Solar lamps will light up the Columbia Tap Trail before the FIFA 2026 World Cup, with more to come.

    The Columbia Tap Trail is getting safer and brighter. The Greater Southeast Management District and the East Downtown Management District announced on Monday that Phase 1 of their Columbia Tap Trail Comprehensive Improvement Initiative had begun, which will install 50 solar powered lights along the trail before the start of the FIFA 2026 World Cup with more to come later.

    "The Columbia Tap Trail is more than a bike path. It is a vital artery connecting communities that have shaped Houston's history," said Brian Smith, board chair of the Greater Southeast Management District. "This project demonstrates what's possible when districts, city officials, and federal partners work together to create safer, more accessible public spaces. This $7.5 million investment isn't just about lighting. It's about building a trail that serves our neighborhoods for generations. With the world's eyes on Houston this summer, we're proud to showcase infrastructure that will serve our community long after the final whistle."

    When completed later this fall, Phase 1 will have installed 300 new lights along the 10-foot-wide paved parkway. Further improvements as part of Phase 1 will include emergency call boxes, improved signage, and safety features at the various intersections.

    Houston is in the midst of a massive expansion of both its public parks and access to the city through walking and bike paths. The Columbia Tap Trail is a 4-mile trail from Dixie Drive to Emancipation Avenue that serves as an important artery for Third Ward and East Downtown. It follows the path of the old Tap and Brazoria Railway, a vital method of exporting goods from Houston that was largely built by enslaved Black Texans. Naturally, Black communities sprang up around the trail, making it a hub of accessibility for generations to come.

    Improving the trail opens up alternative and safer paths than driving to destinations like Hermann Park, the Houston Zoo, and the Houston Museum of Natural Science thanks to links to the Brays Bayou Hike and Bike Trail at the southern end, as well as numerous schools, neighborhoods, and small businesses. Along with the Hill at Sims and the larger Bayou Greenway Network, Houston greenspaces and parks are becoming thoroughfares. Houston Council Member Dr. Carolyn Evans-Shabazz, who frequently uses the trails, applauded the city's commitment to improving and revitalizing the trail system.

    "The Columbia Tap Trail has long been a priority for our office because it directly impacts public safety, mobility, and quality of life for the neighborhoods it connects," she said. "As someone who lives in the District of Destination and personally uses this trail, I understand firsthand how important these improvements are to the residents, students, workers, families, and visitors who rely on this corridor. Nearly two years ago, we brought this need to Mayor John Whitmire, and I am grateful that he recognized the importance of this historic trail and worked with us to move these improvements forward."

    parkssustainability
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