Car Trouble

Ouch! Texas and Harris County rank among most expensive places for car insurance

Harris County ranks among most expensive places for car insurance

Texas ranks 10th in the nation for the most expensive car insurance rates, and Harris County drivers pay 11 percent more than the statewide average.

If you're one of the 4.3 million people living in Harris County, chances are you're paying some of the highest car insurance rates in the nation.

A new report from found that Texas is the 10th most expensive state for car insurance with rates 4.4 percent higher than the national average. Harris County ranks No. 1 for the most expensive car insurance within the state, where rates are 11 percent higher than the statewide average.

In comparison, rates for residents in Austin's Travis County are 6 percent below Texas' average, while Dallas County residents pay 9 percent above the state's average. West Texas' Tom Green County has the lowest rates in the state at 22 percent below the statewide average.

Although Texas' rates may be high, car insurance rates in Michigan are the highest in the nation at 135.9 percent above the national average. The lowest rates in the U.S. are found in North Carolina where drivers pay 41.3 percent less than the national average.

The average annual cost of car insurance nationwide was $815 in 2012 (the most recent data available), according to the National Association of Insurance Commissioners.

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