in this economy?

This is the salary you need to live comfortably in Houston in 2026

money, salary, income to live comfortably, SmartAsset

Single Houstonians need to make almost $90,000 to live comfortably in the city, the report found.

A 2026 report analyzing how much it costs to live "in sustainable comfort" in the biggest U.S. cities has found Houston residents have the 11th lowest salary requirement to live a comfortable life in 2026.

SmartAsset's annual report found single adult residents in Houston need to make $89,981 a year to qualify as "financially stable." Compared to last year, single Houstonians needed to make $83 more to live comfortably in the city.

Families with two working parents and two children need to make a household income of $204,672 to have a financially stable life in Houston, the report found. That's almost $2,000 less than what families needed to make last year.

To determine the rankings, SmartAsset's analysts examined 100 of the largest U.S. cities and used the latest cost of living data – such as the costs for housing, food, transportation, and income taxes where applicable – from the MIT Living Wage Calculator for childless individuals and for two working adults with two children.

For the purpose of the study, the 50/30/20 budgeting strategy was used to determine "comfortable lifestyle" costs for both individuals and families: 50 percent of income to cover needs and living expenses, 30 percent for "wants," and 20 percent for savings or paying down debt.

Here's breakdown of a Houston resident's comfortable lifestyle based on SmartAsset's findings:

$44,991 dedicated to needs and living expenses
$26,994 dedicated to wants
$17,996 dedicated to savings or debt repayment

This is SmartAsset's interpretation of a comfortable lifestyle for families of four:

$102,336 dedicated to needs and living expenses
$61,402 dedicated to wants
$40,934 dedicated to savings or debt repayment

SmartAsset said single individuals and families should compare the fluctuating local cost of living and their long-term goals to fully "understand the context" of their respective household incomes. But it's worth pointing out that a financially stable life in Houston isn't quite attainable for many residents: The city had a median household income of $64,361 in 2024, according to the U.S. Census Bureau.

Comfortable salaries in other Texas cities
Elsewhere in Texas, the report found that families in the Dallas-Fort Worth suburbs Frisco and McKinney "are closest to a comfortable salary."

"In Frisco, [Texas], the median household earns $145,444 – substantially higher than the national median of $83,730," the report's author wrote. "This figure also accounts for 63.1 percent of the $230,464 income a family of four in Frisco needs to live comfortably. In McKinney, TX, the $124,177 median household income accounts for 53.9 percent of the $230,464 needed."

Both cities also tied with Plano for the 29th highest salary needed nationally to live comfortably in 2026. Single adults living in these cities need to make $109,242 a year to live a financially stable life this year.

On the opposite end, San Antonio has the lowest salaries needed to live comfortably in the U.S. Single adults only need to make $83,242 a year, and $192,608 for families of four.

cost of living reports salaries smartasset money

toy story

Houston Toy Museum will shutter in the Heights after 4 years

Luke Skywalker action figure Houston Toy Museum

Photos via Houston Toy Museum

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Childhood whimsy took a mortal blow this week as the Houston Toy Museum announced it would be closing its storefront on 19th Street at the end of August.

"The truth is, we fell in love with the idea of being in a space that already held so much history and nostalgia for so many," wrote founders Matt and Sara Broussard in an Instagram post on Wednesday, July 22. "So we dreamed big, took a leap, and in some ways bit off more than we could chew. Even so, we are deeply proud of what we have built and have no regrets!"

The couple cited rising rent prices as the primary reason for the closure. The Greater Houston Partnership reports that gross office rent prices in the second quarter of 2026 had jumped to $31/square foot, up from a $28/square foot a year ago. For a 4,932 square foot building like the Houston Toy Museum at 321 W. 19th, such increases can compound into an untenable amount.

The Broussards assured their fans and supporters that the Houston Toy Museum was not disappearing completely. They plan to continue hosting events around the city, including pop-ups and LEGO builds. Their Instagram post ended with a hopeful promise that they will find another storefront location sometime in the future.

When the Houston Toy Museum first opened in 2022, it quickly became a one-of-a-kind hub of pop culture in the city. Built from donated toys and the Broussards' large personal collection, it housed an impressive array of everything from century-old dolls to the immense G.I. Joe playset the U.S.S . Flagg (which is 7.5 feet long) to modern video game systems. The museum hosted film screenings, community talks, and more on the history and importance of play. It also sold a lot of toys in the gift shop.

All of those items are headed to storage, but the Broussards remained upbeat and thankful for the four years they were able to entertain and delight Houston.

"What started as a daydream became a space filled with joy, nostalgia, creativity, connection, and community," said the statement. "We watched families make memories here, saw people reconnect with pieces of their childhood, hosted incredible events, and felt an outpouring of support that we will never forget.We owe so much to you, our community. You showed up for us again and again, and we cannot thank you enough for believing in what we created. Heights residents, and beyond, you helped spread the word about our little museum. Many of you have been our biggest cheerleaders from day one and we are forever grateful for that."

museums houston toy museum closings the-heights

in this economy?

This is the salary you need to live comfortably in Houston in 2026

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Houston Toy Museum will shutter in the Heights after 4 years

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