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    On The Market

    This three-story $1.4 million Houston home takes patio living to a new level in a historic locale

    Barbara Kuntz
    Barbara Kuntz
    Aug 4, 2014 | 5:14 pm

    Editor's Note: Houston, the surrounding areas and beyond are loaded with must-have houses for sale in all shapes, sizes and price ranges. In this continuing series, CultureMap snoops through some of the best and gives you the lowdown on what's hot on the market.

    Rising from surrounding stone walls softened by towering bamboo in the historic First Ward Arts District is a contemporary, architecturally stunning three-story home with downtown views from every floor — and a fitness center on the first level overlooking a tropical courtyard oasis.

    The house at 1322 Dart St., designed by architect Robert Hoover working with landscape artist Charles Tibbits, is now on sale at $1,495,000.

    Walk through
    Enter the property through a secure yet bright blue door, indicative of what you'll see next. In the front courtyard, owners find the beginning of their retreat with a lush, landscaped outdoor escape designed around a salt-water swimming pool and adjacent hot tub. The pool area includes resort-style lounge furniture, cheery-colored umbrellas, sound system and night accent lighting. The view of the pool area can be seen from the residence, which has floor-to-ceiling glass walls on one side.

    Covered seating areas, standing fire pits, planters and at the far end, a dining table, make downtown your backyard.

    From the expansive patio, owners take a slightly terraced wooden deck to the front door, also in the welcoming blue shade, to enter the foyer. A fiber optic artwork created to cast different colors hangs to the right side of the entry, casting light patterns all the way down from its three-story perch. Slate floors are underfoot, and an elevator is to the left.

    Straight ahead is the spacious master suite with oversized walk-in closet that doubles as a safe room. The master bath features a double shower behind a glass block wall, soaking tub, dual vanities, mirrored walls and two water closets. On the other side of the bath is the private gym and solarium, opening to views of the courtyard via the three-stories-tall windows. Automatic shades bring privacy to that entire side of the house. In fact, a Control4 smart home system adds numerous electronic amenities such as varying music and lighting throughout the home.

    A modern-style staircase with wavy iron balusters leads homeowners to the second and third stories. The open plan on the second floor gives the living area flowing space, and that continuous wall of windows frames incredible views of the downtown skyline. Owners and guests can lounge in the seating area with fireplace, move to the curved, bar-stool-height dining table in the middle and to the wet bar and enormous kitchen at the far end of the room. Cut-out windows between shelving and counter space bring more natural light into the kitchen, which features chef-quality appliances and long island in an exotic granite with sprinklings of pendant fixtures above. The walk-in pantry is easily at hand.

    A room off the kitchen can serve as a guest bedroom with the slide of glass doors revealing a Murphy bed or be used as a den. The room comes complete with a full bath, which dual purposes as a powder room from access off the living area.

    The final flight of stairs (or trip in the elevator) is filled with natural light via mid-wall cut-outs and leads to the third floor, now functioning as a large office with open reception area and two work centers separated only by glass-wall partitions. The entire floor could be envisioned as two bedrooms sharing a common space, and storage behind the work centers is roomy enough for two walk-in closets. A full bath is located at the stair landing.

    Step outside (again)
    The third-story terrace looks in the face of the Houston skyline from its vantage point. Covered seating areas, standing fire pits, planters and at the far end, a dining table, make downtown your backyard. The two-car garage is attached.

    Square footage: 4,247

    Asking price: $1,495,000

    Listing agent: Enid Cruise-Cleland, Heritage Texas Properties

    Welcome to 1322 Dart St.

    1 On the Market 1322 Dart July 2014
    Photo courtesy of © TK Images
    Welcome to 1322 Dart St.
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    THE AMERICAN DREAM

    How long it takes to save for a home down payment in Houston

    Brandon Watson
    Dec 30, 2025 | 12:30 pm
    Home for sale sold sign
    iStock
    Houstonians don't have to save long to afford a down payment.

    Saving for a down payment remains one of the biggest barriers to homeownership nationwide, but a new report from Realtor.com shows San Antonio area buyers face a far shorter wait than most Americans.

    According to the real estate site’s 2025 analysis, the typical U.S. household needs seven years to save for a standard down payment, a notable improvement from the 12-year peak in 2022. Still, the timeline remains roughly double the pre-pandemic norm, reflecting higher home prices, larger down payments, and lower household savings rates.

    Houston, however, stood out as one of the most accessible major metros in the nation. The Houston-Pasadena-The Woodlands metro boasted one of the shortest time sto save for a down payment among the nation’s 50 largest markets, with households needing just 3.5 years to reach a typical down payment, according to the study.

    The report found that Houston’s median down payment from January through November was $14,927. A median household income of $83,452 was estimated to produce an annual savings of $4,228. Notably, San Antonio, the only other Texas city included in the report, had the shortest time to save for a down payment at just 1.3 years.

    Nationally, the time needed to save has shortened as home price growth cooled and affordability modestly improved. Still, saving for a down payment takes significantly longer than it did before the pandemic.

    “Higher home prices and intensified competition have pushed typical down payments higher, at the same time that inflation and rising household expenses have reduced savings rates,” said Danielle Hale, chief economist at Realtor.com, in a release. “Although conditions have improved since 2022, today’s timeline shows that saving for a home takes meaningfully longer than it did before the pandemic, especially in high-cost markets.”

    Lower savings rates have played a key role. The U.S. personal savings rate has averaged 5.1 percent of income so far in 2025, down from the pre-pandemic norm of 6.5 percent, limiting how quickly households can build funds for upfront housing costs. Meanwhile, the typical down payment has more than doubled over the past six years — rising from about $13,900 in the third quarter of 2019 to $30,400 in the third quarter of 2025.

    In high-cost coastal metros, the impact is far more severe. Saving for a down payment can take 20 to more than 35 years in California cities like San Francisco, San Jose, Los Angeles, and San Diego, effectively sidelining many first-time and moderate-income buyers.

    “In high-cost markets, the typical down payment alone exceeds a full year of household income,” said Hannah Jones, Realtor.com senior economic research analyst. “That reality makes homeownership feel unattainable for many buyers, particularly younger households trying to enter the market for the first time.”

    Despite those challenges, the report notes that roughly three-quarters of Americans still consider homeownership part of the American dream. Realtor.com says easing rents could help first-time buyers save more, while repeat buyers may use accumulated savings to reduce loan balances and manage higher monthly payments.

    “Saving consistently, even in small amounts, is a meaningful first step toward homeownership,” Jones said. “In today’s market, building that financial cushion can make a real difference when buyers are ready to act.”

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