• Home
  • popular
  • EVENTS
  • submit-new-event
  • CHARITY GUIDE
  • Children
  • Education
  • Health
  • Veterans
  • Social Services
  • Arts + Culture
  • Animals
  • LGBTQ
  • New Charity
  • TRENDING NEWS
  • News
  • City Life
  • Entertainment
  • Sports
  • Home + Design
  • Travel
  • Real Estate
  • Restaurants + Bars
  • Arts
  • Society
  • Innovation
  • Fashion + Beauty
  • subscribe
  • about
  • series
  • Embracing Your Inner Cowboy
  • Green Living
  • Summer Fun
  • Real Estate Confidential
  • RX In the City
  • State of the Arts
  • Fall For Fashion
  • Cai's Odyssey
  • Comforts of Home
  • Good Eats
  • Holiday Gift Guide 2010
  • Holiday Gift Guide 2
  • Good Eats 2
  • HMNS Pirates
  • The Future of Houston
  • We Heart Hou 2
  • Music Inspires
  • True Grit
  • Hoops City
  • Green Living 2011
  • Cruizin for a Cure
  • Summer Fun 2011
  • Just Beat It
  • Real Estate 2011
  • Shelby on the Seine
  • Rx in the City 2011
  • Entrepreneur Video Series
  • Going Wild Zoo
  • State of the Arts 2011
  • Fall for Fashion 2011
  • Elaine Turner 2011
  • Comforts of Home 2011
  • King Tut
  • Chevy Girls
  • Good Eats 2011
  • Ready to Jingle
  • Houston at 175
  • The Love Month
  • Clifford on The Catwalk Htx
  • Let's Go Rodeo 2012
  • King's Harbor
  • FotoFest 2012
  • City Centre
  • Hidden Houston
  • Green Living 2012
  • Summer Fun 2012
  • Bookmark
  • 1987: The year that changed Houston
  • Best of Everything 2012
  • Real Estate 2012
  • Rx in the City 2012
  • Lost Pines Road Trip Houston
  • London Dreams
  • State of the Arts 2012
  • HTX Fall For Fashion 2012
  • HTX Good Eats 2012
  • HTX Contemporary Arts 2012
  • HCC 2012
  • Dine to Donate
  • Tasting Room
  • HTX Comforts of Home 2012
  • Charming Charlie
  • Asia Society
  • HTX Ready to Jingle 2012
  • HTX Mistletoe on the go
  • HTX Sun and Ski
  • HTX Cars in Lifestyle
  • HTX New Beginnings
  • HTX Wonderful Weddings
  • HTX Clifford on the Catwalk 2013
  • Zadok Sparkle into Spring
  • HTX Let's Go Rodeo 2013
  • HCC Passion for Fashion
  • BCAF 2013
  • HTX Best of 2013
  • HTX City Centre 2013
  • HTX Real Estate 2013
  • HTX France 2013
  • Driving in Style
  • HTX Island Time
  • HTX Super Season 2013
  • HTX Music Scene 2013
  • HTX Clifford on the Catwalk 2013 2
  • HTX Baker Institute
  • HTX Comforts of Home 2013
  • Mothers Day Gift Guide 2021 Houston
  • Staying Ahead of the Game
  • Wrangler Houston
  • First-time Homebuyers Guide Houston 2021
  • Visit Frisco Houston
  • promoted
  • eventdetail
  • Greystar Novel River Oaks
  • Thirdhome Go Houston
  • Dogfish Head Houston
  • LovBe Houston
  • Claire St Amant podcast Houston
  • The Listing Firm Houston
  • South Padre Houston
  • NextGen Real Estate Houston
  • Pioneer Houston
  • Collaborative for Children
  • Decorum
  • Bold Rock Cider
  • Nasher Houston
  • Houston Tastemaker Awards 2021
  • CityNorth
  • Urban Office
  • Villa Cotton
  • Luck Springs Houston
  • EightyTwo
  • Rectanglo.com
  • Silver Eagle Karbach
  • Mirador Group
  • Nirmanz
  • Bandera Houston
  • Milan Laser
  • Lafayette Travel
  • Highland Park Village Houston
  • Proximo Spirits
  • Douglas Elliman Harris Benson
  • Original ChopShop
  • Bordeaux Houston
  • Strike Marketing
  • Rice Village Gift Guide 2021
  • Downtown District
  • Broadstone Memorial Park
  • Gift Guide
  • Music Lane
  • Blue Circle Foods
  • Houston Tastemaker Awards 2022
  • True Rest
  • Lone Star Sports
  • Silver Eagle Hard Soda
  • Modelo recipes
  • Modelo Fighting Spirit
  • Athletic Brewing
  • Rodeo Houston
  • Silver Eagle Bud Light Next
  • Waco CVB
  • EnerGenie
  • HLSR Wine Committee
  • All Hands
  • El Paso
  • Houston First
  • Visit Lubbock Houston
  • JW Marriott San Antonio
  • Silver Eagle Tupps
  • Space Center Houston
  • Central Market Houston
  • Boulevard Realty
  • Travel Texas Houston
  • Alliantgroup
  • Golf Live
  • DC Partners
  • Under the Influencer
  • Blossom Hotel
  • San Marcos Houston
  • Photo Essay: Holiday Gift Guide 2009
  • We Heart Hou
  • Walker House
  • HTX Good Eats 2013
  • HTX Ready to Jingle 2013
  • HTX Culture Motive
  • HTX Auto Awards
  • HTX Ski Magic
  • HTX Wonderful Weddings 2014
  • HTX Texas Traveler
  • HTX Cifford on the Catwalk 2014
  • HTX United Way 2014
  • HTX Up to Speed
  • HTX Rodeo 2014
  • HTX City Centre 2014
  • HTX Dos Equis
  • HTX Tastemakers 2014
  • HTX Reliant
  • HTX Houston Symphony
  • HTX Trailblazers
  • HTX_RealEstateConfidential_2014
  • HTX_IW_Marks_FashionSeries
  • HTX_Green_Street
  • Dating 101
  • HTX_Clifford_on_the_Catwalk_2014
  • FIVE CultureMap 5th Birthday Bash
  • HTX Clifford on the Catwalk 2014 TEST
  • HTX Texans
  • Bergner and Johnson
  • HTX Good Eats 2014
  • United Way 2014-15_Single Promoted Articles
  • Holiday Pop Up Shop Houston
  • Where to Eat Houston
  • Copious Row Single Promoted Articles
  • HTX Ready to Jingle 2014
  • htx woodford reserve manhattans
  • Zadok Swiss Watches
  • HTX Wonderful Weddings 2015
  • HTX Charity Challenge 2015
  • United Way Helpline Promoted Article
  • Boulevard Realty
  • Fusion Academy Promoted Article
  • Clifford on the Catwalk Fall 2015
  • United Way Book Power Promoted Article
  • Jameson HTX
  • Primavera 2015
  • Promenade Place
  • Hotel Galvez
  • Tremont House
  • HTX Tastemakers 2015
  • HTX Digital Graffiti/Alys Beach
  • MD Anderson Breast Cancer Promoted Article
  • HTX RealEstateConfidential 2015
  • HTX Vargos on the Lake
  • Omni Hotel HTX
  • Undies for Everyone
  • Reliant Bright Ideas Houston
  • 2015 Houston Stylemaker
  • HTX Renewable You
  • Urban Flats Builder
  • Urban Flats Builder
  • HTX New York Fashion Week spring 2016
  • Kyrie Massage
  • Red Bull Flying Bach
  • Hotze Health and Wellness
  • ReadFest 2015
  • Alzheimer's Promoted Article
  • Formula 1 Giveaway
  • Professional Skin Treatments by NuMe Express

    CultureMap exclusive: On the Market

    New $9 million John Staub-inspired mansion with garages for 14 cars is builder's dream

    Barbara Kuntz
    Barbara Kuntz
    Apr 3, 2014 | 1:14 pm

    A Houston builder/broker is readdressing the classic John Staub architectural style so tied with prominent Bayou City homes with a $9 million mansion now for sale.

    Zora Spevak, owner of Montecito Builders, was still carrying her slender but powerful flashlight to scrutinize house details when CultureMap caught up with her at the manse at 622 Saddlewood Lane in the highly desirable Hunters Creek Village.

    "This is my spy," Spevak said with a smile about her trusty flashlight. "I check and double-check the painters' corners, the lining up of flooring planks, the bricks, everything."

    "I want it to be my claim to fame when I'm gone," says Spevak, who has been in the real estate business for nearly 30 years.

    Outside, landscapers continued to beautify the expansive grounds with more plantings. Inside, Maria Tracy of Tracy Design Studio and team members worked steadily staging the house for show, bringing in posh rugs, antique furniture, intriguing artwork, ornate mirrors and more from contributing vendors. In all this constructive chaos, Spevak offered a quick tour of the property.

    Professional photographers are scheduled to shoot the mansion in the near future. Meanwhile, CultureMap, scouting with a point-and-shoot camera, took some sneak peek photos.

    Note: Interested buyers — and curious architecture and interior design enthusiasts — can take their own look during an open house 2-7 p.m. Friday, Saturday and Sunday.

    A bit of background
    Several years ago, Spevak discovered the property on this secluded street and decided to build her "grand finale" spec house as a builder. "I want it to be my claim to fame when I'm gone," says Spevak, who has been in the real estate business for nearly 30 years. "I've always admired American architecture, particularly that of John Staub, so I researched his work to create the ageless American home."

    Those Staub influences include intricate brickwork revealing herringbone and other patterns, secret garden gates hidden within exterior brick walls, and the use of fine materials such as copper, slate, marble and choice woods — those "extras" that subtlety enhance a home.

    Walk through
    Wooden beams accenting 12-foot-ceilings are found throughout most of the property. Flooring is intermixed with tumbled travertine tiles and quarter-sawn white oak planks in varying widths for texture. The light-filled library sits to the left of the entry and the living room, to the right. A focal point here is a mid-18th century fireplace surround discovered at a French chateaux.

    The formal living room graciously leads to the dining room. Antique sconces adorn the paneled walls and a grand chandelier hangs above the dining table: A polished and beveled marble surface placed atop curvaceous Louis XVI legs.

    The massive kitchen is one of three in the house, with an auxiliary kitchen just off one of the two garages and another in a bedroom suite upstairs, designed for house staff or guests.

    Moving toward the kitchen, visitors pass a wine cellar with groin vault that can hold more than 1,100 bottles and a floor-to-ceiling European buffet with counter serving as a walk-up bar. The massive kitchen is one of three in the house, with an auxiliary kitchen just off one of the two garages and another in a bedroom suite upstairs, designed for house staff or guests.

    The kitchen and family room flow together as a "keeping room," where everyone gathers. Beyond is a game room with adjoining media room, separated by tall mid-18 century French double doors with authentic hardware.

    The master suite sits as its own wing on the first floor and includes crystal chandeliers, large soaking tub, oversized frameless shower and his-and-her closets with glass door-encased, cedar-lined wardrobes. The mirror arrangements at either end of the closets and at the bath dressing counters create an "infinity effect" in the master bath. The master bedroom overlooks the large backyard.

    Up the handicap-accessible elevator or L-shaped stairwell — with vaulted ceiling lined in the same white oak planks on the floor downstairs — is a second floor that includes a second master suite with his-and-her closets and another game and media room. An additional three bedrooms with en suite baths and walk-in closets are also located on the second floor.

    Note: Peek in the first-floor powder room near the library, where you'll find two of Spevak's favorite finds: A wooden door with saintly carvings and a smooth, rounded vessel sink cut from a single block of white marble — the same marble as used for the Taj Majal.

    Step outside
    A gated porte-cochère lined with a small orchard of lime and lemon trees opens to a large bricked courtyard and two enormous garages, complete with lifts and capable of housing 14 cars parked. The garages are also wired for television, music and more so they can serve as party room extensions for large affairs.

    A swimming pool with fountain and outdoor kitchen — plus enormous fireplace — make a peaceful getaway just off the den.

    And before you leave, take time to admire the gas lamp lighting the front sidewalk. It's a gaslight that once kept Houston's downtown streets bright.

    Asking price: $8,995,000

    Square footage: 12,335

    Builder/broker: Zora Spevak

    Welcome to 622 Saddlewood Lane in Hunters Creek Village.

    1 On the Market 622 Saddlewood April 2014
    Photo by Barbara Kuntz
    Welcome to 622 Saddlewood Lane in Hunters Creek Village.
    unspecified
    news/real-estate
    CULTUREMAP EMAILS ARE AWESOME
    Get Houston intel delivered daily.

    THE AMERICAN DREAM

    How long it takes to save for a home down payment in Houston

    Brandon Watson
    Dec 30, 2025 | 12:30 pm
    Home for sale sold sign
    iStock
    Houstonians don't have to save long to afford a down payment.

    Saving for a down payment remains one of the biggest barriers to homeownership nationwide, but a new report from Realtor.com shows San Antonio area buyers face a far shorter wait than most Americans.

    According to the real estate site’s 2025 analysis, the typical U.S. household needs seven years to save for a standard down payment, a notable improvement from the 12-year peak in 2022. Still, the timeline remains roughly double the pre-pandemic norm, reflecting higher home prices, larger down payments, and lower household savings rates.

    Houston, however, stood out as one of the most accessible major metros in the nation. The Houston-Pasadena-The Woodlands metro boasted one of the shortest time sto save for a down payment among the nation’s 50 largest markets, with households needing just 3.5 years to reach a typical down payment, according to the study.

    The report found that Houston’s median down payment from January through November was $14,927. A median household income of $83,452 was estimated to produce an annual savings of $4,228. Notably, San Antonio, the only other Texas city included in the report, had the shortest time to save for a down payment at just 1.3 years.

    Nationally, the time needed to save has shortened as home price growth cooled and affordability modestly improved. Still, saving for a down payment takes significantly longer than it did before the pandemic.

    “Higher home prices and intensified competition have pushed typical down payments higher, at the same time that inflation and rising household expenses have reduced savings rates,” said Danielle Hale, chief economist at Realtor.com, in a release. “Although conditions have improved since 2022, today’s timeline shows that saving for a home takes meaningfully longer than it did before the pandemic, especially in high-cost markets.”

    Lower savings rates have played a key role. The U.S. personal savings rate has averaged 5.1 percent of income so far in 2025, down from the pre-pandemic norm of 6.5 percent, limiting how quickly households can build funds for upfront housing costs. Meanwhile, the typical down payment has more than doubled over the past six years — rising from about $13,900 in the third quarter of 2019 to $30,400 in the third quarter of 2025.

    In high-cost coastal metros, the impact is far more severe. Saving for a down payment can take 20 to more than 35 years in California cities like San Francisco, San Jose, Los Angeles, and San Diego, effectively sidelining many first-time and moderate-income buyers.

    “In high-cost markets, the typical down payment alone exceeds a full year of household income,” said Hannah Jones, Realtor.com senior economic research analyst. “That reality makes homeownership feel unattainable for many buyers, particularly younger households trying to enter the market for the first time.”

    Despite those challenges, the report notes that roughly three-quarters of Americans still consider homeownership part of the American dream. Realtor.com says easing rents could help first-time buyers save more, while repeat buyers may use accumulated savings to reduce loan balances and manage higher monthly payments.

    “Saving consistently, even in small amounts, is a meaningful first step toward homeownership,” Jones said. “In today’s market, building that financial cushion can make a real difference when buyers are ready to act.”

    home marketeconomydown paymentshome ownershipreal estate
    news/real-estate

    most read posts

    Major closures, celeb sightings, more top Houston restaurant news 2025

    Houston's only Michelin-recognized Tex-Mex restaurant now open in Bellaire

    Houston's richest residents, best suburbs, and more top city news in 2025

    Loading...