Settling Down
Houston earns top-10 rank among best places to retire in Texas in 2026

Retirement unlocks more opportunities to spend time outdoors.
Houstonians getting ready to give up the daily grind are already living in a good place for their next chapter in life. Houston has just been named the No. 6 best city to retire in Texas, and it lands as the 82nd best city in the U.S., according to a new WalletHub report.
The study examined 182 U.S. cities and ranked them based on 45 "retirement-friendly" livability metrics across four key dimensions: affordability, activities, quality of life, and health care.
Perhaps unsurprisingly, Florida dominated the top 10, with Orlando, Miami, and Tampa locking in the top three spots and Fort Lauderdale ranking eighth on the list.
Houston fared best in the "affordability" category, ranking 35th nationally. This encompassed the local cost of living, taxpayer-friendliness, the costs for in-home services, and other factors. Costs were a significant factor in the report, as many retirees live on a fixed income.
Finances and affordability also play a huge part in determining where to live once it's time to put up those work boots, WalletHub analyst Chip Lupo said.
"As a result, the best cities for retired people are those that minimize taxes and expenses, as well as have good opportunities for retirees to continue paid work for extra income, if they choose to do so," he said. "In addition, the top cities provide high-quality health care and offer plenty of enjoyable activities for retirees."
The city also earned a respectable rank as No. 43 in the "activities" category, which analyzed attractions and entertainment venues for seniors, like the number of per capita museums, theaters, book clubs, senior centers, and bingo halls.
Houston fell behind in the remaining two nationwide categories for the best "health care" (No. 158) and "quality of life"(No. 167) for retirees.
This is how other Texas cities ranked in the report:
- No. 75 – Plano
- No. 78 – Fort Worth
- No. 82 – Houston
- No. 87 – Brownsville
- No. 91 – Grand Prairie
- No. 101 – Garland
- No. 107 – Irving
- No. 123 – El Paso
- No. 124 – Arlington
- No. 134 – Corpus Christi
- No. 140 – Laredo
- No. 143 – Amarillo
- No. 155 – Lubbock

This distinctive dino from North America is a member of the family hadrosauridae.Getty Images