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    rain, rain, go away

    Houston startup saves homes with self-deploying flood damage prevention

    Glissette Santana
    Aug 26, 2019 | 5:20 pm
    Memorial home exterior swing real estate Houston best neighborhood
    A Houston entrepreneur has brought in a technology to prevent major flood damage.
    Photo courtesy of HAR

    Tasha Nielsen was on a trip to Denmark when she came across a Danish company making strides in flood-prevention techniques.

     

    "We were visiting family one day, when we turn on the news and see FloodFrame's brand launch," Nielsen says. "The inventors live in Denmark, and they've done installations in Denmark, Germany and England, and they've been very successful."

     

    That company partnered with the Danish Technological Institute and the Danish Hydraulic Institute and worked for years perfecting their flood prevention system. After Nielsen asked whether she could contract FloodFrame to install their system at her home back in Houston, she learned the founders weren't interested in coming over themselves to expand their business to the United States.

     

    So, Nielsen took the reins to create the U.S. iteration of FloodFrame. The company provides flood protection to any building, including your home or business. And while it definitely takes inspiration from its European counterpart, Nielsen used her degree in civil engineering from Texas A&M — specifically her speciality in hydraulics, hydrology and storm design — to launch the business in one of the most flood-ravaged cities in the United States: Houston.

     

    FloodFrame works by using buoyancy. A lightweight cloth is wrapped around a tube is installed underground outside the perimeter of your home or business. One end of that cloth is attached to a box that is also installed underground. As flooding begins, an automatic system will release the lids to deploy the inflation of the tube that will protect the structure. When the flood comes in, the system will float on top of the flood — kind of like a pool noodle — and protect the structure from the water.

     

    FloodFrame adds a level of security during flooding events and can be considered more cost-effective when compared to the high cost of renovating or rebuilding after flooding.

     

    "Right now we are focused on residential, but I think there's a huge potential for it to go commercial. A lot of commercial buildings are self insured, and commercial developers, industrial developers, this would be a drop in the bucket for the overall cost of the entire project," Nielsen says. "For homeowners, it's kind of a bigger expense, but I think there is the potential for homebuilders to include it as an option in the entire package of a new house, because when you put it in to a mortgage, it's only another like $0.50 a month."

     

    ---

     

     Continue reading this story on InnovationMap.

     
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    in this economy?

    Texas ranks as No. 1 most 'financially distressed' state in America

    Amber Heckler
    Jul 16, 2025 | 5:31 pm
    Inflation
    Photo by rc.xyz NFT gallery on Unsplash
    Texans are stretched thin financially.

    Experiencing financial strife is a nightmare of many Americans, but it appears to be a looming reality for Texans, according to a just-released WalletHub study ranking Texas the No. 1 most "financially distressed" state in America.

    To determine the states with the most financially distressed residents, WalletHub compared all 50 states across nine metrics in six major categories, such as average credit scores, the share of people with "accounts in distress" (meaning an account that's in forbearance or has deferred payments), the one-year change in bankruptcy filings from March 2024, and search interest indexes for "debt" and "loans."

    Joining Texas among the top five most distressed states are Florida (No. 2), Louisiana (No. 3), Nevada (No. 4), and South Carolina (No. 5).

    Texas' new ranking as the most financially distressed state in 2025 may be unexpected, WalletHub says, considering the state has a "bigger GDP than most countries" and still has one of the top 10 best economies in the nation (even though that ranking is also lower than it was in previous years).

    Even so, Texas residents are stretching themselves very thin financially this year. Texans had the ninth lowest average credit scores nationwide during the first quarter of 2025, the study found, and Texans had the sixth-highest increase in non-business-related bankruptcy filings over the last year, toppling 22 percent.

    "Texas also had the third-highest number of accounts in forbearance or with deferred payments per person, and the seventh-highest share of people with these distressed accounts, at 7.1 percent," the report said.

    This is where Texas ranked across the study's six key dimensions, where No. 1 means "most distressed:"

    • No. 5 – "Loans" search interest index rank
    • No. 6 – Change in bankruptcy filings from March 2024 to March 2025 rank
    • No. 7 – Average number of accounts in distress rank
    • No. 8 – People with accounts in distress rank
    • No. 13 – Credit score rank and “debt” search interest index rank
    The study also clarified that the state's high search rates for "debt" and "loans" is a key indication that Texans are "desperate to borrow, despite already owing money."
    Examining these financial factors on the state level is important for understanding how Americans are faring with economic issues like inflation, unemployment rates, or natural disasters, according to WalletHub analyst Chip Lupo.
    "When you combine data about people delaying payments with other metrics like bankruptcy filings and credit score changes, it paints a good picture of the overall economic trends of a state," Lupo said.

    At least Houston isn't as expensive to live in as other Texas cities like Dallas or Austin.

    On the other side of the spectrum, states like Hawaii (No. 50), Vermont (No. 49), and Alaska (No. 48) are the least financially distressed states in America.

    The top 10 states with the most people in financial distress in 2025 are:

    • No. 1 – Texas
    • No. 2 – Florida
    • No. 3 – Louisiana
    • No. 4 – Nevada
    • No. 5 – South Carolina
    • No. 6 – Oklahoma
    • No. 7 – North Carolina
    • No. 8 – Mississippi
    • No. 9 – Kentucky
    • No. 10 – Alabama
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