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    Stretching the budget

    A $100,000 salary in 2026 goes further in Houston than it did last year

    Amber Heckler
    Mar 5, 2026 | 12:30 pm
    Houston skyline

    $100,000 stretches a little further in 2026.

    Photo by Leo Yao on Unsplash

    A 2026 income study has good news for big earners in Houston: A six-figure salary goes further than it did last year.

    A Houston resident's $100,000 salary is worth $84,840 after taxes and adjusted for the local cost of living, according to the new financial analysis from SmartAsset. That's about $1,500 more than Houstonians were bringing home last year.

    The 2026 take-home pay is about eight percent higher than it was in 2024, when the same salary had an adjusted value of $78,089.

    SmartAsset used its paycheck calculator to apply federal, state and local taxes to an annual salary of $100,000 in 69 of the largest American cities. The figure was then adjusted for the local cost of living (which included average costs for housing, groceries, utilities, transportation, and miscellaneous goods and services). Cities were then ranked based on where a six-figure salary is worth the least after applicable taxes and cost of living adjustments.

    Houston ranked No. 60 in the overall ranking of U.S. cities where $100,000 is worth the least. If the rankings were flipped and the cities were ranked based on where $100,000 goes the furthest, that places Houston in the No. 10 spot nationwide.

    Manhattan, New York remains the No. 1 city where a six-figure salary is worth the least. A Manhattan resident's take-home pay is only worth $29,420 after taxes and adjusted for the cost of living, which is 3.10 percent lower than it was in 2025.

    SmartAsset determined Manhattan has a 29.7 percent effective tax rate on six-figure salaries. Meanwhile, the effective tax rate on a $100,000 salary in Texas (based on the eight cities examined in the report) is 21.1 percent. It's worth highlighting that New York implements a statewide graduated-rate income tax from 4-10.90 percent, whereas Texas is one of only eight states that don't tax residents' income.

    Oklahoma City, No. 69, is the U.S. city in the report where a $100,000 salary stretches the furthest. A six-figure salary is worth $91,868 in 2026, up from $89,989 last year.

    This is the post-tax value of a $100,000 salary in other Texas cities, and their ranking in the report:

    • Plano (No. 27): $72,653
    • Dallas (No. 47): $80,103
    • Austin (No. 53): $82,446
    • Lubbock (No. 59): $84,567
    • San Antonio (No. 62): $86,419
    • El Paso (No. 67): $90,276
    • Corpus Christi (No. 68): $91,110
    According to the report, getting some "financial breathing room" by making six-figures really depends on where someone lives and what their lifestyle is. For residents living in the 42 states that levy some amount of income tax, their take-home pay dwindles further.
    "And depending on how taxes are filed, reaching a $100,000 income may push a household from the 22 percent to 24 percent marginal tax bracket," the report's author wrote. "Meanwhile, locations with high costs across housing and everyday essentials may be less forgiving to a $100,000 income."
    smartassetincomefinancesix figures
    news/city-life

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    Texas Primary Election

    Talarico wins Texas Senate Dem showdown while Republicans head to runoff

    Associated Press
    Mar 4, 2026 | 11:44 am
    Senate Candidate James Talarico Holds Primary Night Event
    Photo by John Moore/Getty Images
    James Talarico won the Texas Senate Democratic nomination on March 3, 2026.

    DALLAS (AP) — State Rep. James Talarico topped Congresswoman Jasmine Crockett in an expensive and fiercely contested Texas Senate Democratic primary that once again has the party dreaming of a big upset in November.

    Who Talarico will face depends on a May runoff between longtime Republican Sen. John Cornyn and MAGA favorite Ken Paxton — a race expected to get increasingly nasty over coming months and could hinge on whether or not President Donald Trump offers an endorsement.

    Texas, along with North Carolina and Arkansas, on Tuesday, March 3 kicked off midterm elections with control of Congress at stake and against the backdrop of the U.S.-Israeli war with Iran.

    No Democrat has won a statewide race in the reliably Republican state in over 30 years, but in a statement after his victory, Talarico proclaimed “We're about to take back Texas.”

    Crockett’s campaign said she planned to sue over voting issues in Dallas and she spoke only briefly on Tuesday night to warn that “people have been disenfranchised."

    Republicans head to round 2
    Cornyn, meanwhile, is seeking a fifth term but is facing a tough challenge from Paxton, the state attorney general. Cornyn hopes to avoid becoming the first Republican senator in Texas history to seek re-election and not be renominated.

    The GOP contest also featured U.S. Rep. Wesley Hunt, who finished a distant third and conceded. But him making it a three-way race made it tougher for any candidate to reach the 50% vote threshold needed to win the nomination outright and avoid the May 26 runoff.

    All three campaigned on their ties to Trump, who did not make an endorsement in the race. Now both Cornyn and Paxton will again fiercely compete to curry the president's favor.

    Cornyn was facing a tough enough battle that he didn't hold an election night party. Instead, in comments to reporters in Austin, he sought to make the case that a runoff win by Paxton would leave “a dead weight at the top of the ticket for Republicans.”

    “I’ve worked for decades to build the Republican Party, both here in Texas and nationally,” Cornyn said. “I refuse to allow a flawed, self-centered and shameless candidate like Ken Paxton to risk everything we’ve worked so hard to build over these many years.”

    Addressing supporters in Dallas, Paxton made a point of saying he felt like he had during a recent trip to Mar-a-Lago, Trump’s Florida estate. He also proclaimed: “We proved something they’ll never understand in Washington.”

    “Texas is not for sale,” he said.

    Cornyn’s cool relationship with Trump is part of what made him vulnerable. He and allied groups spent at least $64 million in television advertising alone since July to try stabilize his support.

    Paxton, who began campaigning in earnest only last month, has made national headlines for filing lawsuits against Democratic initiatives. He remained popular in Texas despite a 2023 impeachment trial on corruption charges, of which he was acquitted, and accusations of marital infidelity by his wife.

    Senate GOP leaders, who are backing Cornyn, worry that Paxton’s liabilities would make it harder to defend the seat if he is the nominee — and require significant spending that could be better used elsewhere.

    Confusion at some polling places
    In the Democratic campaign, Crockett and Talarico each argued that they would be the stronger general election candidate in a state that backed Trump by almost 14 percentage points in 2024.

    Voting was extended in Dallas County and Williamson County, outside Austin, after voters reported being turned away and directed to different voting precincts because of new primary rules. Paxton’s office later challenged a decision keeping the polls open longer, and the state Supreme Court ruled that ballots cast by people not in line by 7 pm should be separated from others.

    It was not immediately clear how the court’s action would be carried out or how many eligible ballots remained to be counted in Dallas County, Crockett’s home base. Crockett said she would seek legal action after voting was concluded.

    And in Harris County, which includes Houston, a spokesperson said that as of 10 pm there were still voters at 20 centers.

    Democratic race featured clash of styles
    Crockett and Talarico waged a spirited race as Democrats look for their first Senate win in Texas since 1988.

    Crockett has built a national profile for zinger attacks on Republicans and focused on turning out Black voters in the Dallas and Houston areas. Talarico, a seminarian who often references the Bible, held rallies across the state, including in heavily Republican areas.

    “We are not just trying to win an election," a jubilant Talarico told supporters in Austin before the race was called. “ We are trying to fundamentally change our politics. And it’s working.”

    Dallas voter Tanu Sani said she cast her ballot for Talarico because he “really spoke to me in the way he tries to unify.”

    Tomas Sanchez, a voter in Dallas County, said he supported Crockett because “she cares about immigrants, she cares about the American people in a way that a lot of the Republicans have proven they haven’t.”

    Talarico outspent Crockett on television advertising by more than four to one as of late February. He got a burst of attention — and campaign contributions — last month from CBS' decision not to air his interview with late-night host Stephen Colbert, who said the network pulled the interview for fear of angering Trump's FCC.

    Other key primaries
    Texas’ races also featured new congressional district boundaries that GOP lawmakers — urged on by Trump — redrew to help elect more Republicans. The result matched several Democratic incumbents in primary fights and set up new general election battlegrounds.

    Republican former Rep. Mayra Flores was attempting a comeback but was defeated by Eric Flores, a lawyer endorsed by Trump, for the nomination to run against Democratic Rep. Vicente Gonzalez. Mayra Flores made history in a 2022 special election as the first Republican to win in the Rio Grande Valley in 150 years but lost her bid for a full term later that year.

    Incumbent Republican Rep. Dan Crenshaw lost his primary to state Rep. Steve Toth, who was endorsed by Sen. Ted Cruz.

    Another incumbent GOP incumbent, Rep. Tony Gonzales, was considered vulnerable after an alleged affair with a staffer who killed herself. He was challenged by gun manufacturer and YouTube influencer Brandon Herrera, who calls himself “the AK guy.” The two will head to a runoff in a district that includes Uvalde, site of a deadly 2022 shooting at Robb Elementary School.

    Former Major League Baseball star Mark Teixeira clinched the Republican primary to succeed GOP Chip Roy in southwest Texas.

    Democrat Bobby Pulido, a Latin Grammy winner, won his party's primary in South Texas against physician Ada Cuellar. Pulido will face two-term Republican Rep. Monica De La Cruz.

    In suburban Dallas, Democratic Rep. Julie Johnson was facing former Rep. Colin Allred, a former NFL linebacker and 2024 Senate nominee.

    Democratic Rep. Al Green was fighting to stay in office after his Houston-based district was drawn to lean Republican. Green, 78, ran in a newly drawn district against Democratic Rep. Christian Menefee, 37, who won a January special election for the current 18th District.

    Republican Gov. Greg Abbott easily won his primary and will face Democratic state Rep. Gina Hinojosa. Roy advanced to a primary runoff with Mayes Middleton for attorney general.

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    news/city-life
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