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    Tattered Jeans

    Rodeo highlight: Future Farmers uphold the spirit of what makes America great

    Katie Oxford
    Mar 21, 2015 | 11:16 am

    Being the youngest of four, I was tolerated as the tag along. But my brother, Kit, was kind.

    When we were toddlers, Kit used to kiss me like Bugs Bunny kissed Elmer Fudd. When we got a little older, he’d sometimes sock me in the stomach. By high school, there was 20 yards between us as we walked into school every morning but I always knew that from the corner of his eye, Kit watched over me. He cared. He played football on the high school team, wore his FFA (Future Farmers of America) jacket proudly, and worked part time at a veterinary clinic. I adored him. Still do.

    So whenever I see someone wearing the blue and corn gold colored FFA jacket something inside just feels good. Hopeful. Affirming.
    Last year at the rodeo I spotted a group of youngsters wearing their FFA jackets and went over to chat with them awhile. They were as nice as the FFA members I knew in high school. Courteous too. “Yes ma’am” isn’t something I often hear from a bunch of teenagers.
    Courteous too. “Yes ma’am” isn’t something I often hear from a bunch of teenagers.
    Usually, when I go to the rodeo, I have no particular assignment story, but this year was different. I remembered those FFA youngsters from a year ago and thought now this is one I could happily go looking for.
    I found them gathered under a big sign that said WELCOME TO AGVENTURE – waiting to take young school kids on a tour through a building full of chickens, cows, rabbits and more.
    Some were in charge of taking the children on the swine tour. Others were responsible for leading them through the chicken and cattle exhibits. They were kind enough to let me mosy along and learn too. Throughout the tour, it was easy to see that these FFA members connected with the kids as much as they did with the animals. Afterwards, I had the pleasure of visiting with a few of them.
    Caitlin Toomey, age 16, grew up around the rodeo and has shown llamas. “It (FFA) teaches you a lot about responsibility,” she said, “and we get to help a lot of people.”
    Throughout the tour, it was easy to see that these FFA members connected with the kids as much as they did with the animals.
    Miles Hackstedt, also 16, says it makes him feel good to teach kids about agriculture. “How they get food, clothing, stuff they need,” he explained. “Hopefully, these kids will keep the cycle going.”
    Hunter Bean, age 15, believes that the FFA “teaches you lessons you can carry with you your entire life.” He likes the responsibility of taking care of animals. “I learn from them,” he said.
    Later, I asked the youngsters if I could take a group photograph. Taking one look at these fine folks, you gotta believe that the FFA is alive and very well. But, if any of you youngsters need some encouragement, just talk with someone who still exemplifies the FFA spirit.
    At age 61, Kit runs his farm and works in the trust department of a bank. Early most mornings, we talk on the phone over coffee. He tells me about the geese on the pond, how many calves he’s counted. We talk about the long, cold winter there but how beautiful spring should be. I can’t wait to go see.
    If Henry Ford’s right, “The farther we get away from the land, the greater our insecurity,” Kit need never worry. Neither do any of you, Future Farmers of America.

    Eric Smith, father of FFA member, from Marion.

    Katie Oxford Houston Rodeo FFA March 2015 Eric Smith (father of FFA member) from Marion, Texas
    Photo by Katie Oxford
    Eric Smith, father of FFA member, from Marion.
    unspecified
    news/city-life

    money woes

    Houston has 2nd most financially distressed residents in America

    Amber Heckler
    Feb 19, 2026 | 11:00 am
    Downtown Houston from the highway
    Photo by Adrian Newell on Unsplash
    Houstonians are feeling the financial stress in 2026.

    A new study has confirmed what many Houston residents are already feeling: Houston has one of the highest shares of people in financial distress in the nation.

    Houston ranked No. 2 in WalletHub's just-released report, "Cities with the Most People in Financial Distress," which analyzed 100 of the largest U.S. cities across nine personal finance metrics: average credit scores and year-over-year changes; the share of residents with accounts in distress and year-over-year changes; the average number of accounts in distress; year-over-year change in bankruptcy filings from September 2024 to September 2025; and "debt" and "loans" search interest indexes.

    For the purpose of this study, WalletHub defined "financial distress" as having a credit account in forbearance or with deferred payments.

    Chicago, Illinois led the nation with the No. 1 most financially distressed residents, and Las Vegas, Nevada rounded out the top three.

    According to the report's findings, Houston residents signaled a "strong need for borrowing" after having the highest search interest nationally for terms like "debt" and "loans." Houstonians also had the 10th highest increase in bankruptcy filings from September 2024 to September 2025.

    "Houston has a high share of the population with accounts in distress compared to most other cities, at over 8 percent, and it also has a high number of accounts in distress per person," the report said.

    Here's how WalletHub broke down the rest of Houston's overall ranking:

    • No. 32 – Credit score rank
    • No. 35 – Average number of accounts in distress rank
    • No. 39 – People with accounts in distress rank
    High unemployment rates and inflation are major factors contributing to most Americans' financial woes, the report said, and rising property taxes can create an even bigger burden for homeowners and renters alike. Texas residents may feel a greater burden than residents elsewhere in the country after the Lone Star State was dubbed the No. 1 most most financially distressed state in America in 2025. And digging oneself out of the "downward spiral" isn't easy, according to WalletHub analyst Chip Lupo.

    "You may get temporary relief from your lenders by not having to make payments, but all the while interest will keep building up, making the debt even harder to pay off," Lupo said.

    Though no Texas city is feeling the financial squeeze as much as Houston, three more of the state's biggest cities also ranked among the top 10 most financially distressed places in America: Dallas (No. 4), San Antonio (No. 6) and Austin (No. 9). Fort Worth ranked 12th overall.

    The top 10 most financially distressed cities in the nation are:

    • No. 1 – Chicago
    • No. 2 – Houston
    • No. 3 – Las Vegas
    • No. 4 – Dallas
    • No. 5 – Los Angeles
    • No. 6 – San Antonio
    • No. 7 – Atlanta
    • No. 8 – New York
    • No. 9 – Austin
    • No. 10 – Phoenix
    financewallethubhouston
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