really?

Houston gets a surprising brake on new list of U.S. cities with worst commute

TBH, we thought we'd be higher on this list.

Given the continuous gridlock Houston drivers face, it would be safe to assume our fair city faces the worst commute time in Texas and the even the nation. Not so.

A new report by SmartAsset ranks a surprising Texas city as the worst in the Lone Star State for commute time: Garland. The north Texas city ranked No. 3 in the nation for longest commute time, according to the SmartAsset survey.

Garland ranked No. 3 worst, only out-trafficked by two California cities — Stockton and Bakersfield — which came in first and second, respectively. (Another shocker: Los Angeles didn't lead the list, which landed at No. 25.)

Houston doesn't appear until much further down the list at No. 23 — tied with Dallas. The average commute time in Houston is 26.1 minutes, while 5.8 percent of Houstonians face a "severe" commute of 60 minutes or more. Houstonians spend a tiny bit more of their income on transportation costs than Dallas drivers do (9.9 percent vs. 9 percent). In Dallas, the average commute time in Dallas is 25.7 minutes; 6.5 percent of Dallasites face a "severe" commute.

The only other Texas city to land in the top 10 is El Paso, which comes in seventh. The city ranks second overall for transportation costs relative to income, with commuters paying 14.13 percent of their median household income for transportation in the city and surrounding areas, SmartAsset says.

Elsewhere in Texas, city rankings were:

Arlington, No. 33
Fort Worth, No. 47
Irving, No. 50
Plano, No. 52
San Antonio, No. 55
Lubbock, No. 61
Austin, No. 64
Corpus Christi, No. 78
Laredo, No. 81

Interestingly, SmartAsset notes, despite the rise in remote work the past few years, the average commute time went down by only one minute in five years. The national average decreased from 26.6 minutes in 2016 to 25.6 minutes in 2021, they say, while the percentage of remote workers has tripled in about half the time.

"Workers in 2023 will average almost 222 hours (or a little over nine days) driving to and from work," the report says. "And these hours spent in transit cost commuters more than just their time. The price of fuel, public transit passes and other commuter-related costs can add up quickly."

Commute Garland SmartAsset rankings

income analysis

Texas families need to make this much money for one parent to stay home

Photo by CDC on Unsplash

With costs to raise a child soaring over $20,000 a year in Texas, some households might decide to have one parent work while the other stays at home to raise their child.

As the cost of raising a child balloons in major cities like Houston, many families are weighing the choice between paying for child care or having one parent stay home full-time.

A recent analysis from SmartAsset determined the minimum income one parent needs to earn to support their partner staying at home to raise one child in all 50 states. In Texas — not just Houston — that amount is just under $75,000.

The study used the MIT Living Wage Calculator to compare the annual living wages needed for a household with two working adults and one child, and a household with one working adult, a stay-at-home parent, and one child. The study also calculated how much it would cost to raise a child with two working parents based on factors such as "food, housing, childcare, healthcare, transportation, incremental income taxes and other necessities."

A Texas household with one working parent would need to earn $74,734 a year to support a stay-at-home partner and a child, the report found. If two parents worked in the household, necessitating some additional costs like childcare and transportation, it would require an additional $10,504 in annual income to raise their child.

SmartAsset said the cost to raise a child in Texas in a two-working-parent household adds up to $23,587. Raising a child in Houston, however, is somewhat more affordable. A separate SmartAsset study from June 2025 determined it costs $21,868 to raise a child in the Houston-Pasadena-The Woodlands metro.

In the report's ranking of states with the highest minimum income needed to support a family with one working adult, a stay-at-home parent, and one child, Texas ranked 32nd on the list.

In other states like Massachusetts, where raising a child can cost more than $40,000 a year, the report acknowledges ways families are working to reduce any financial burdens.

"This often includes considerations around who’s going to work in the household, and whether young children will require paid daycare services while parents are occupied," the report said. "With tradeoffs abound, many parents might seek to understand the minimum income needed to keep the family afloat while allowing the other parent to stay home to raise a young child."

The top 10 states with the lowest minimum income threshold to support a three-person family on one income are:

West Virginia – $68,099
Arkansas – $68,141
Mississippi – $70,242
Kentucky – $70,408
North Dakota – $70,949
Oklahoma – $71,718
Ohio – $72,114
South Dakota – $72,218
Alabama – $72,238
Nebraska – $72,966

texas income smartasset family