Living in Houston certainly has its perks, with recent record real estate growth, relatively low cost of living, and access to quality healthcare and education. But, the perks come with a price.

A new study ranks Houston as the most-stressed city in Texas — and one of the highest in the nation. The report, released by personal financial site WalletHub, compared 182 cities across four key stressors: work, financial, family, and health and safety. (Absent from the study is a maddening stressor, traffic.)

Houston comes in at No. 21 in the U.S., notably at No. 3 overall in work-related stress and at No. 13 in family-related stress (zero surprise to local parents).

Fortunately, speaking to Houston’s flourishing economy, Bayou City residents are less worried about their livelihoods, as Houston is near the bottom of the list for financial stress (No. 118). Houston also ranks in the middle of the pack in regards health and safety stress (No. 84).

Statewide, Dallas clocks in at No. 36, followed by Arlington (No. 69), Fort Worth (No. 83), and San Antonio (No. 88). Austin eases in at No. 142, while the least-stressed city in Texas is Plano, which ranks No. 171.

So, celebrate the good financial ranking, Houstonians. Then take a deep breath, and get back to work.