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    TattERED JEANS

    A father who didn't care if his kids liked him: That's courage and Griz

    Katie Oxford
    Jun 16, 2010 | 3:54 pm
    • It doesn't matter how small you are, if you let the cattle out, you help getthem back in.
    • In Katie's old bible, the inscription her father wrote are the words that meanthe most.
    • When you take out a bank loan to buy clothes to prove your dad wrong ... well,you'll soon find out who's really wrong.
    • When Griz started moving his fingers across a piano, his cowboy disappeared.
      Courtesy photo

    I called him “Griz” but underneath his given name on his gravestone reads another. “Great Gray." Indeed, he was both.

    Not many, but some, thought differently. I think my father sorta dug that and I dug this about my father. Meaning, the folks who didn’t exactly care for him were exactly the kind of folks who wouldn’t. I thought it complimentary.

    My father was as real as rain … what you saw is what you got. He didn’t jack with his gray. He cared for others deeply but not about whether or not they “liked” him — including his children. I didn’t appreciate this characteristic then but today, I call it courage.

    A few years ago, I was on the telephone talking with “Bobby,” one of my father’s oldest friends. Bobby grew up in the duplex above my father’s. They played together as toddlers and attended the same schools from first grade on up to college.

    “You know,” Bobby said, “your Daddy grew up on the wrong side of the tracks, but when he married your Mama … he jumped 'em.”

    True, in part, but all those years, I thought Bobby missed the most beautiful part about my father. His complexity.

    When my father was an infant, his father one day just up and left — not to reappear until my siblings and I entered the world. While my mother was learning how to play the piano — my father (age six) was throwing his first paper route. Later, he took piano lessons too, but from a German woman who often “wrapped” his knuckles with a ruler, he told me. However “mean” she was, my father learned to play the piano.

    All that seemed “cowboy” about him vanished whenever he sat down to play. I used to love watching as much as listening to “My Buddy”, “Blue Moon”, and his favorite, “Malaguena.” His hands moved over the keys as easily as someone knitting blindfolded.

    There were moments that describe my father perfectly that now seem precious.

    I was a teenager when my father and I were out at the ranch, fiddling around with the cows. Later, I opened a gate and failed to close it, immediately causing all the cattle to run out. Minutes later, my father was giving me another “chore” which became quite a challenge.

    “We’re not going home,” my father pointed, “until you get every one of those cows back in that pen.”

    It was dark and many tears later when exhausted, I climbed into my father’s truck. I had not been entirely successful. But “success” wasn’t his message. Like most of what he wanted to teach us — it was a lesson in fundamentals and consequences, which later proved invaluable. You open a gate, you close a gate. I never forgot it.

    The Loan Lesson

    After college, ensconced in my first “real” job, I guess I was feeling a little cocky. I called my father asking if he’d please help me buy some new clothes. At the time, I had no clue about cost. My father seized upon this perfectly beautiful opportunity like a crab on a string of bacon.

    “I think you should buy some clothes,” he said upbeat. “You should go right on over to a bank and get a loan.” I don’t remember the rest of our conversation, only that it was short and polite.

    When we hung up — I was fuming. “How come he’s one way with my siblings and so different with me?” I questioned. “It’s so unfair!” (Another great lesson … welcome to the world.)

    As it turned out, I did go to the bank — out of anger more than anything.

    “I’ll show him,” was my attitude but of course this was exactly my father’s point ... “showing myself.” I bought new clothes all right but I had no idea that it would take so long to pay off that damn loan. It was like the gate thing — I’d think long and hard before I ever borrowed money again. From a bank or anywhere else.

    That same day at the ranch, my father and I kneeled in the pasture. He drew an imaginary circle in the grass and asked, “Look in here and tell me how many different grasses you see.” “Four” was my count but I was way off. With boyish wonder still, my father identified all 11 each by name. He showed me how to appreciate nature. My father taught me to see.

    Throughout our growing up “Griz” said one thing repeatedly. “I don’t care if you grow up diggin’ ditches … whatever you do, do it right and do it well!”

    Something to live by for oil companies and any other group that’s gotten too big to have a soul.

    Bobby was right about one thing. My father did jump some tracks. Also hurdles. Well enough to be awarded a track scholarship to Texas A&M. He jumped in spite of being fatherless, a boy and probably terrified. Carrying his mother with him and conviction of heart.

    When I graduated from high school, my father gave me a Bible with the inscription: “The rest is up to you. Keep this close and find time to spend a few moments with it each day. It will comfort and reassure you during stress and verify your faith in times of gladness and accomplishment. With all my love, Griz.”

    Now when I open this Bible — it’s usually to read these words. I thank my father for this most of all. Not the Bible alone.

    “The rest is up to you,” part. My father let me go. This too, took courage.

    unspecified
    news/city-life

    Stretching the budget

    A $100,000 salary in 2026 goes further in Houston than it did last year

    Amber Heckler
    Mar 5, 2026 | 12:30 pm
    Houston skyline
    Photo by Leo Yao on Unsplash
    $100,000 stretches a little further in 2026.

    A 2026 income study has good news for big earners in Houston: A six-figure salary goes further than it did last year.

    A Houston resident's $100,000 salary is worth $84,840 after taxes and adjusted for the local cost of living, according to the new financial analysis from SmartAsset. That's about $1,500 more than Houstonians were bringing home last year.

    The 2026 take-home pay is about eight percent higher than it was in 2024, when the same salary had an adjusted value of $78,089.

    SmartAsset used its paycheck calculator to apply federal, state and local taxes to an annual salary of $100,000 in 69 of the largest American cities. The figure was then adjusted for the local cost of living (which included average costs for housing, groceries, utilities, transportation, and miscellaneous goods and services). Cities were then ranked based on where a six-figure salary is worth the least after applicable taxes and cost of living adjustments.

    Houston ranked No. 60 in the overall ranking of U.S. cities where $100,000 is worth the least. If the rankings were flipped and the cities were ranked based on where $100,000 goes the furthest, that places Houston in the No. 10 spot nationwide.

    Manhattan, New York remains the No. 1 city where a six-figure salary is worth the least. A Manhattan resident's take-home pay is only worth $29,420 after taxes and adjusted for the cost of living, which is 3.10 percent lower than it was in 2025.

    SmartAsset determined Manhattan has a 29.7 percent effective tax rate on six-figure salaries. Meanwhile, the effective tax rate on a $100,000 salary in Texas (based on the eight cities examined in the report) is 21.1 percent. It's worth highlighting that New York implements a statewide graduated-rate income tax from 4-10.90 percent, whereas Texas is one of only eight states that don't tax residents' income.

    Oklahoma City, No. 69, is the U.S. city in the report where a $100,000 salary stretches the furthest. A six-figure salary is worth $91,868 in 2026, up from $89,989 last year.

    This is the post-tax value of a $100,000 salary in other Texas cities, and their ranking in the report:

    • Plano (No. 27): $72,653
    • Dallas (No. 47): $80,103
    • Austin (No. 53): $82,446
    • Lubbock (No. 59): $84,567
    • San Antonio (No. 62): $86,419
    • El Paso (No. 67): $90,276
    • Corpus Christi (No. 68): $91,110
    According to the report, getting some "financial breathing room" by making six-figures really depends on where someone lives and what their lifestyle is. For residents living in the 42 states that levy some amount of income tax, their take-home pay dwindles further.
    "And depending on how taxes are filed, reaching a $100,000 income may push a household from the 22 percent to 24 percent marginal tax bracket," the report's author wrote. "Meanwhile, locations with high costs across housing and everyday essentials may be less forgiving to a $100,000 income."
    smartassetincomefinancesix figures
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